The Capital One SavorOne Cash Rewards Credit Card is a great option for those who enjoy dining out, grocery shopping, and streaming services. With this card, users can earn rewards on these purchases and receive one of the best welcome offers available.
This article will provide more information about the Capital One SavorOne Cash Rewards Credit Card, including details on its rewards program and how to apply for the card. Whether you’re a foodie, a frequent shopper, or a streaming enthusiast, this card may be the perfect fit for you.
Why Choose the Capital One SavorOne Cash Rewards Credit Card?
Interest Rate and Other Charges
The Capital One SavorOne Cash Rewards Credit Card is a great option for individuals who frequently dine out or purchase groceries. This credit card offers a range of rewards and benefits that cater to these needs.
One of the most attractive features of this credit card is the absence of annual fees. Additionally, cardholders are offered an introductory 0% APR for the first 15 months, which then reverts to a variable rate of 19.74% to 29.74% depending on their creditworthiness.
Furthermore, the Capital One SavorOne Cash Rewards Credit Card provides a 0% intro balance transfer APR for the first 15 months. After this period, the balance transfer APR will revert to the same percentage as the purchase APR. Cardholders will be charged a balance transfer fee of 3% of the total transfer amount and a cash advance fee of 3% of the amount of the cash advance.
Another benefit of this credit card is that there are no foreign purchase transaction fees for using other currencies. This means that cardholders can use their credit card abroad without incurring additional fees.
In summary, the Capital One SavorOne Cash Rewards Credit Card is an excellent choice for individuals who frequently dine out or purchase groceries. With its range of rewards and benefits, including no annual fees and an introductory 0% APR offer, this credit card is a great option for those looking to maximize their rewards while minimizing their costs.
Features and Benefits You Need to Know
Redeeming Your Rewards
The Capital One SavorOne Cash Rewards Credit Card offers a variety of benefits to its cardholders. One of the key benefits is the ability to earn cash back on eligible purchases. Cardholders can earn 8% cash back on eligible purchases through Capital One Entertainment and 5% cash back on hotels and rentals that are booked through Capital One Travel. Additionally, they can earn 3% cash back on dining, streaming services, and grocery store purchases, as well as many other entertainment and leisure activities, and 1% on all other purchases made with this card.
Another great benefit of this card is the one-time $200 cash bonus that cardholders can receive after spending $500 within the first 3 months of their account opening. Furthermore, cardholders can get a complimentary Uber One membership and earn 10% cash back with Uber and Uber Eats.
As a cashback rewards credit card, cardholders can redeem and claim their rewards at any amount and at any time. They can redeem their cashback rewards as a statement credit to use for their next bill or they can receive it as a gift card or check.
Cardholders can also use the rewards that they have accumulated to pay using their PayPal account at the checkout screen as well as during their checkout at Amazon. However, there are certain restrictions when using rewards at Amazon. Any purchase for digital music, downloads, video titles, and Kindle eBooks will not be eligible. It is important to note that the rewards will not expire as long as the account is still open.
Discover the Eligibility Requirements of the Card
Contact Details
Individuals who are interested in applying for the Capital One SavorOne Cash Rewards Credit Card must meet certain eligibility requirements. Firstly, applicants must have an excellent credit score of more than 700 points. Secondly, they must be willing to use Capital One’s pre-approval tool to evaluate whether or not they will have a better chance of getting approved. This process may require a hard credit inquiry, which can affect their credit score.
In addition, applicants must be 18 years old or above and must have a good income to support the account. They must also have a clean financial history and must not have filed for bankruptcy, defaulted on a loan, or made any late payments of more than 60 days.
To obtain more information or clarification regarding the application process, interested individuals can contact Capital One’s customer service number at 1-877-383-4802. A bank representative will be able to guide them through the eligibility tool to help with their application. Alternatively, individuals can visit any Capital One branch near them to set an appointment and talk to a bank representative in person.
The main office of Capital One is located at 1680 Capital One Dr, McLean, VA 22102, United States.
How to Apply for the Capital One SavorOne Cash Rewards Credit Card
If you’re interested in a credit card with no annual fee and plenty of cashback rewards, the Capital One SavorOne Cash Rewards Credit Card is an excellent option. Applying for the card is easy and convenient, with two primary options available.
Apply Online
The quickest and most straightforward method for applying for the Capital One SavorOne Cash Rewards Credit Card is online. To begin the process, visit the official Capital One website and select the card. From there, click on the “Apply” button and follow the prompts.
Before you begin the application, make sure you have all the necessary documentation ready in digital format. You’ll also need to complete an eligibility check before proceeding with the application.
Once you’re ready to apply, fill out the application form and upload your required documents. Be sure to review the entire application form and the card’s terms and conditions before hitting the submit button.
Visit Nearby Branch
If you prefer to apply in person, you can visit your nearest Capital One branch. To do so, call ahead and schedule an appointment. Make sure to bring all the necessary documents with you to the appointment.
When you arrive, fill out the application form and submit your requirements. You’ll receive a call from your local branch about your application either immediately or after a few days, depending on your application’s status.
Conclusion
The Capital One SavorOne Cash Rewards Credit Card provides users with the opportunity to earn cashback rewards that can be redeemed at a later time. Like all credit products, it is important to carefully read and understand the card’s terms and conditions before applying to ensure that it is the right fit for your financial needs.